I do like how you put them in the position to make a decision right then and there.

Which is QT after 3 year of adverse position and a tax deed and that time can burn off while you only have a tax certificate.

I got some positive feedback from her and hope to get my checks back soon.

I noticed your from the San Francisco area how is the market doing in that area.

Position yourself as well as you can right now while keeping a sharp look at how you will move in the future.So that being said, if you think interest rates have only started to climb then leverage now is a good thing. 

We bought the property in May and had her sign a 1 year lease, and she got ahold of us yesterday and requested a written approval for HUD for a 30 day notice.

He knew he needed a job, but wasn’t sure what he wanted to do for the rest of his life.A series of odd jobs led to a position at a sign shop.

The can also assess the rental rate and vacancy rate of the area (after you find a property)  If you are waiting for an agent to bring you properties, when they have other clients they are working with and other agents can easily see these listings too, they wont be the good deals.Good deals are found by networking, driving around, scouring the notice of default and foreclosure listings, etc.   

This is a question that is asked all the time and here's my take:If you are using a low down payment, it's not really realistic to expect to be cash flow positive.

@Michael Corso  I understand your position and opinion of lenders that claim to do 100% financing, but you can't lump all companies claiming that into one group saying they don't exist or are predatory lenders.