For a standard rehab/flip loan, does the loan product support a pure "asset based" approach? 

., Maryland and Virginia markets  who is physically disabled (Cerebral Palsy) .

These loans can be as various as mortgage loan products and you'll be surprised at how well these work for you in your business.

( ie. full month, 1/2 month ) Maybe you are using Obligo or another service/product that allows the tenant to pay a low nonrefundable monthly fee to insure their unit against damages.

Regional footprints apply, so if they want to do it in Alameda county, they have to have a physical branch in Alameda county, or Marin, and so on.

Also don't price things aginst what they cost to rent, rental stores often times change upto 80% of the product cost to rent. 

If rent is not paid physically at a branch (i.e. it is paid online or via bank transfer), the date of payment will be considered the date when funds reach our account.

I heard the product is excellent in water proofing. 3.

The only way I see you being denied is if the property does not pass the physical inspection, which simply requires a clean home with no safety or health risks.

1) It is not yet clear but it seems that you will be grandfathered in at the time when the changes occur in regards to occupancy changes.2) Per AB-68:"(A) One accessory dwelling unit and one junior accessory dwelling unit per lot with a proposed or existing single-family dwelling if all of the following apply:(i) The accessory dwelling unit or junior accessory dwelling unit is within the proposed space of a single-family dwelling or existing space of a single-family dwelling or accessory structure and may include an expansion of not more than 150 square feet beyond the same physical dimensions as the existing accessory structure.