And how many properties did you have, when you decided to handed to a property management company?

Some credit providers charge $50, some charge $200 and you don't have control over this unfortunately.Title fees: since you are purchasing, you probably didn't choose the title company, however this can be negotiated when you submit your offer.

I have been on the phone and in meetings with people from all walks of life regarding people/investors interested and talking about investing in Ohio.

I can provide a lot of advice as I've done several LLCs for our companies and I'm right down the road in Tampa.

Multiple, billion dollar companies are investing investing heavy in our area, such as Intel, Google, and Amazon.

However, this is a larger banking company and I have heard it can be better to have a HELOC with a smaller, local bank.Option 2: interest rate is prime +0 with a max of 25%.

Hi Lynn,  After dealing with maybe 4 different management companies before, this one is by far the worst.I don't see anywhere where they say they charge for a vacant tenant, which is ridiculous.

Multiple, billion dollar companies are investing investing heavy in our area, such as Intel, Google, and Amazon.

I subtract that from my offer and run my numbers as:Rent (estimates from the MLS on closed rentals in the last 3-6 months; we have access).Insurance (we go to an independent broker; who happens to work for my company, so we bid everything out to dozens of insurance companies for some estimates)Taxes (we challenge them after a year of owning)Water/common chargesWe do not add PM fees as we manage all of our properties ourselves. 

But the seller simply goes to a different title company and closes with them and leaves your contract and EM setting at the original title company. and after some months that title company will want some resolution to the dead file and if nothing is done they will inter plead the EM to the court for disposition.