Personally, I negotiate for better price/seller credits + put more money down to min 1:1 DSCR and keep it gucci. 

You may also want to ask them to cross-collateralize another property or give you a personal guarantee to further protect you.

You need some kind of point person.

I do a lot of seller financing and personally keep track of it all myself but it can be a huge pain. 

It also depends on your price point and budget. because this is going to be your personal residence, at this point, I would just keep aware of city news and developments, and neighborhood pockets.

I suggest to make deep research about the location and risk or ask experts personally before take actions. 

I personally have no interest in buying my own...

They can and often will say 'no' but if you can just get a 'yes' on a single digit fixed rate you're probably better off than any personal or consolidation loan you may get.

None of that matters because the algorithm and pacing of the sites and their own personal directives change faster than the speed of light.

If anybody has any personal experience or any good books/blogs, I’d love to hear about them – thanks!!