They probably wouldn't foreclose at the moment, but you should work toward having the ability to refinance and pay off the existing loan.

There is never a dull moment in this business.

thanks guys..i think i would market it as a sunroom/mud room...it seems like the easiest thing to do is frame it up, insulate it and call it a day..make the house bigger too..thanks for yall's help..btw the water heater is in the kitchen at the moment, but i would move that to this mudroom

Newbie from San Fernando Valley,Cali.Hi, I was/am a musician but the Arts are just not paying all that well at the moment (for most)...so..I had to make some choices awhile back..I have a girl I love who has stuck by me through enough tough times...and we both deserve better..so for the past cpl yrs I've been learning the REI theories/practices so to speak(very interesting cpl yrs to be learing REI)..and now..it's time to get practical..

OTOH, if you're finished on Thanskgiving, you're likely going to sell for a little less.At the moment, the number of REOs and short sales in your area and HVCC are also factors.

If they didn't have so many vacancies on other rentals (6 at the moment), it wouldn't be quite so bad.

And think about this for a moment.

As I am based here at the moment, I would like to look into getting some units in New York state.

It didn't seem to have the desired effect, so in a moment of flippancy I shouted, "Ok, plus my grandmother".

Not hard, but not easy, but worth every moment.