A lenders main concern is your ability to repay the loan, if you lived your own they deemed you not able to.

I can deduct a portion of property tax equal to the ratio of granny flat / (granny flat + main home)4.

the main thing to look out for is if they are constantly going there for repairs, where i invest has houses about the same age and usually the 1st thing i do when i buy them is replace mechanical s, those are always the things that give you the most trouble, then you do not have to worry about them for at least 12 years. it is probably any extra maintenance killing your profit.

Master bedroom and bath. 2nd full bath upstairs with hallway bedrooms and a half bath downstairs in the main living area.

I have also just started my real estate career (main job is a teacher) and don't have many contacts for lenders, contractors, etc.

I started with a house hack duplex about 25 years ago...Here's what I wish I knew:  The main thing is to receive the rent. 

NOI might be a small part if appraiser knows about it, it it’s going to mainly be comps in the area

The 8 unit on Dayton Blvd gets my attention because Red Bank is on an upswing and it's right on the main drag.  

The appraisal will have all the info on it as far as NOI, but it is up to the lender to decide how seriously they will take that number.Some lenders require it to big double the mortgage payment at least, others require it to be occupied, while if you have reserves for a couple months, they don't care.What you mainly want to look for is what lender the borrower is using or if you're getting an appraisal for yourself to just ask upfront.Hope this helps, feel free to reach out if you have any questions.

In the equatorian coast there are many cities with low coast properties: Salinas, Playas and Manta are the main ones.