I only have this weekend to really make a decision...to say no to the lower offer.  

If you have the money, i would do that plus add a metal z channel going opposite direction of the joists ( screwed on top of the existing plaster ) and then add another layer of drywall. the Z channel leaves a space that helps in sound transmission. the problem is the sound is transmitted through the existing floor joists too, so just the insulation will not do it because the joists are still against the ceiling. this is something similar, but in this picture they used clips in combination to hold off hat channel from the existing ceiling which will lower your ceiling about another inch. 

That transaction taught me that real real wealth can be built through real estate.

Some elements that will make a condo non-warrantable are:* High investor ratio* Insufficient reserves/Bad financials* Litigation* Buying as investment vs primary/2ndWhen the condo is deemed non-warrantable for the specific transaction, then the only financing option left is a non-warrantable condo portfolio loan.Hope this helps.

Closing a line lowers the denominator in that formula) all the while search for deals with seller financing and partners with $.

The prices are much lower, and rent seems to be about par.

But again based on exact location as some can be much lower or much higher. 

I have 60 duplex buildings, a total of 120 units I would be interested in working out a transactions - Do you believe you could qualify?

Also, there is the crack running across the floor of the garage so there is a possibility the cement may have shifted down lower allowing water in.

There is a lot of money that has been flowing from the Bay to here making some of the transactions seem less than ideal.