I much prefer investors to lenders...

Thank you for your response Travis.We would prefer to not get a completely new loan on the $15,000 balance as That would show as another recent loan taken out and hurt our credit scores, etc.

especially with self capital contribution and with passive partners, I prefer all the profit from capital contribution will not need pay SE tax.

While some HMLs have a repeat customer base, it would be much larger if they could compete in a wider range of borrowers.

I'll be looking mostly at single family homes preferably on the north side of Austin and in the surrounding communities.

I prefer Facebook for the investment analysis, intellectual discussions, and great advice...oh wait, that is BP.

Once you decide on what you believe the value to be, you can submit this (best done with proper evidence such as appraisal by registered appraiser -preferably MAI or SRA) to the title company as a insurance claim.

What are my assets worth if my customers cant pay rent or buy my apples or ect.?

preferably for free but i'd pay for it if i had to

This is purely personal preference, but I'd probably wait 6 months before raising any rent, and then just do it one tenant at a time (based on their renewal date or something) so if they do leave, you won't be faced with 4 vacancies :) Also - I would find out how much you can really get for rent from these places (maybe place some "test ads" on craigslist and see who calls, and look for comps, as you have.)Good luck!