A lot of stuff going on, but in general, you are turning something simple into something complicated.- "Loaning" money to your LLC isn't really what you're doing.  

I only have one rental that I bought completely and this is bc I used my IRA monies with gets complicated with holding a loan with.

Three complicates it for me mentally. 

But it can get complicated and you can create more problems that you solve if done wrong, so you should definitely consult a lawyer licensed in your state. 

Its not as complicated as it may seem

Anything more complicated than that and I'll use some type of calculator like we have here on BiggerPockets or elsewhere.

Or would this just be a blatantly bad idea, as opposed to using something more complicated and state approved?

I am wondering if there is a problem with the residential/commercial zoning that complicates buying the property and if this would be more like running a business than managing a property.

Hello everyone I have been hearing some great things about delayed financing but it seems so complicated.

That value then becomes a taxable distribution to you as the land is titled from the IRA to you.Owning land adjacent to land owned by your IRA has its own set of complications you will want to evaluate thoroughly with respect to both usability and tax risk.