What is the vacancy rate?

But once its sold, its certainly not making you any more money.You'll get a more favorable rate by doing a reduced leverage refinance, but almost every lender will put some kind of a prepayment penalty on there (usually ranging 3-5 years), so you won't be able to really "pull" from the equity consistently without incurring some financial implications, so it really does depend on what you are looking to do next.

Despite higher interest rates for the mortgage (7.625%) and the HELOC (9.5%), we are still positive cash flow.

There is a MOUNTAIN of FREE and cheap resources out there to gain all this knowledge, the trick is knowing where to find it and to identify which is legit and which is BS.

REITS that have lots of floating rate debt may be at risk of severe defaults in the near future. 

I clicked on the link and their starting interest rate is 11.1%.

Specifically, do you look at comps on the market or try to find what value would be based on the cap rate? 

I basically wanna know the rental occupancy rate in that area.  

Every time I inquired about commercial loans on my SFR I got quoted much higher rates and loans that were amortized over 30 years but always callable every 5-10 years.

This will continue to push up the prices.Sales - Months of SupplySales - Median $/SF by MonthDespite persistently high interest rates, the $/SF continued to climb.