Generally speaking there simply not going to be very many events where the insurance you carry does not cover you.

Go back to the gold standard?

So, what are some of your prospecting tools, equipment and unique items do you carry in your vehicle?

You may also be calculating numbers differently from the methods used by the investor.The old saying, the person with the gold rules.

He's charged with altering or falsifying records in a federal investigation, a crime that also carries a fine of up to $250,000.

We have a lot of credit cards but never carry balance.

oh and just to clarify, tar is what sticks, it's all the other crap carried by the tar that makes the smell

They make great efforts to make sure that you stay in there stores as long as you can so that you'll continue the shopping experience and buy before leaving.As soon as you arrive, if you have children and it's hard to carry them in your arms, no worries they have family parking right by the door.  

Overhead Door seems to be the gold standard around here and wants $4800; I used them on a TX rental house before and was quite pleased.

I've put together a quick proforma and I wanted to get some (semi-)professional opinions.Case Study:Cash deal (no financing for purchasing/rehabbing)Asset ~$20,000; Rehab ~$3,000; Closing costs/fees ~$2,000Total out-of-pocket: ~$25,0002-3 Bedrooms, 1-2 Baths; Rent $700-$850Annual Gross Revenue: ~$9,000Property Tax ~$1,500; Property Insurance ~$1,000; Property Management ~$1,000; Vacancy Loss ~$1,000; Replacement Reserves ~$1,000Annual Operating Expenses: ~$5,500Annual Net Profit: ~$3,500Cash on Cash: $3,500/$25,000 = 14.0%Risk Profile:Rental properties in low-income areas carries the risk of vacancy, damages, delinquent payments, and evictions.Risk Mitigation:I see paying a Property Management company as being a great way to help with: sourcing the most reliable tenants, bi-annual interior/exterior inspections, and handling the delinquencies/evictions.