I know Zelle links straight to a bank account, unlike Paypal - but I'm unsure of the paper trail it can provide for accounting/tax/reporting needs.

If you want straight up Investor Loan, it's 20% - 25% Down Payment Minimum, or some creative finance arrangement. 

Thus the 10% straight across figure for the PM expense.- I did not include a separate row for CapEx (Capital Expenditures) and I realize this may be a big mistake!

If you take that money from the 1.6x and redeploy it into another investment after year 4, you come out better than the straight 2x because you are taking a larger sum in yr-4 and putting it back to work (assuming the annual return is as good or better).See the example below 👇.

For example, when running the numbers for a deal that has a gross 30,000 profit, $10k goes to hard money and the other $10k goes to real estate agents. leaves us with 10k which is less than minimum wage after working 10 hour days for 6 months straight.

They booked for 6 weeks straight and payment went through.  

As long as it can cover the mortgage and expenses associated - some options are: 10% Down if there's value add20% down if straight acquisition

You should get a straight answer.  

Market rents $1,200.00, this is being listed at $120k, straight up 1% deal. 

Craig Curelop has a great book called The House Hacking Strategy.2) Go straight to out-of-state investing.