the later here is complelty different then searching out something that going into it you are planning on holding for your lifetime like most will say ..

@Nathan KuI would start with an MLS search that are not using "financing considered: FHA".

Maybe I’m looking right past it but is there no “search” box to search keywords in the forums?

I would start with calling the HoCo Department of Housing and asking them directly: 410-313-6320Or call the HoCo Department of Licensing, Inspections, and Permits: 410-313-1830In my search, I did find this useful link that does give some HoCo-specific rental information, although not the answer to your question:https://www.howardcountymd.gov/LinkClick.aspx?

I was just trying to think outside the box as someone who wants to retire in 15-17 years and would love to have the security of a fixed rate loan that would presumably be paid off when I retire.

House is in need of the following capex items soon....Roof/Gutters/Insulation and Third Electrical curcuit box (Common area).If I used a Heloc to fund the capex items it would take 4 yrs of investing all cash flow into paying of the Heloc.

I have been looking around for a local group and have come across the Central Indiana Real Estate Investors Association (CIREIA) from a number of searches. 

Just trying to get a feel for where I need to target my search.

My search has been consisting of small multifamily houses that I can house hack.

I found you from searching hardmoneypros and your forum brought some helpful critical advice....