If the stairs are now stained I would leave it that way and only touch up what is already paintedI don't see any reason to do anywhere near a 10K make over.

When i call back later, when im available, i always apologize and say i was doing a walk through or looking at another property lol @Nzinga Augustoi personally wouldnt do #1 or #2 for a couple reasons, Lets say you get a call at 830 Am and the VA sends you the info......you cant call until after 5 anyway.......same thing your voicemail would do...........also, i would keep your costs low until youre getting consistent deals.......just my opinion. 

Any suggestions on some reasonable, reliable contractors for metal contemporary style railings ?  

What I have said in the lawsuit I have filed: The Declaration authorizes the board to make reasonable rules regarding the use of the property. 

I’d say 90-95% of the time, quotes come in extremely reasonable and the work is done properly. 

It's been my experience that most tenants are reasonable and understand that "magic repair fairy dust" doesn't exist.  

Good luck getting Chase to hear you out.This is one of the many reasons that it's best for W2 earners to start slowly as investors, not to say that you aren't doing that, but in general, the learning curve is great.

As an investor, it's often difficult to qualify for traditional mortgages -- for this exact reason.

It's a small home so there's no reason she should have taken so long with everything.

But more than likely the bank won't want to sell it as a flip and if they did you would need to hold on to it for a period of time till you could sell it (or an LLC that is the owner of the property).My best advice is:  You probably will need an agent (more credible that you), find the reasons its worth the price you are offering, and build connections with the bank (meaning constantly following up).