Use the sales of these properties to pay off debt on the others.  2. 

If you can self-fund the tentative map process, I would *imagine* (I don't know for sure) that you could find a bank-like financier for all the construction work in order to get the final.Unless you're quite experienced or have significant assets to pledge as collateral, I haven't heard of someone doing debt-only financing for a project like this.  

About 6 months ago my goal, with the idea that the era of cheap money might be coming to an end, was to add an additional $1 million in mortgage debt over the next year.  

But, I guess now I'll apply a debt-to-income ratio to their qualifications as well.

I have not included any debt payments of management(me) fees?  

Remember, most other countries don't have real estate markets fuelled by low interest rates and excessive debt.  

Cash flow isn't #1 priority, while obviously I care about it and I do not want to use personal funds to support my real estate investments, I'm looking to grow my total portfolio by acquiring and having tenants pay my debt.

The debt would go into both of your names.The other option would be what's called a "portfolio" loan.

hey guys i found this very motivated seller hes looking to sell me his two bedroom two bath family home for 15k$  He originally bought the proporty 4 years ago for 32k$ cash and has put 12k$ into the property the problem is ive just recently become serious about paying off personal debts and its effecting my credit the banks wont lend me a line of credit for 20k$ (5k$ incase of repairs)  and morgages are 25k$+. what should i do?

What price range is a good starting point I don't want to start to low and be trapped for maintenance repairs and such but don't want to overwhelm myself with debt to begin?