In our contracts, there’s a paragraph that says whether or not the buyer plans on living there as their primary residence, for insurance and tax reasons

I am also including the taxes and insurance while running the numbers.

We as a firm have investors working with us who have rental properties all over the US big and small.Finding a real estate-focused tax professional and one who can help with advisory and grow with you would be my suggestion to focus your efforts on finding.

I have used him for over 20 years and has been great but I want to make sure he is not missing any tax benefits for STR.

@Justin BrownThe only thing I would add, is the house hack strategy's underlying timelines is long term.Do play out the next 5 years with cost, rent, and appreciation increase.Don't forget the tax advantages as the cherry on top.

You haven't talked about taxes yet.

Moreover, North Carolina's property taxes are generally more favorable than those in Texas, offering a better return on investment over time.Exploring Other NC Cities: While Raleigh is my top pick, Charlotte and Durham also offer compelling investment opportunities.

But since the rentals are on my tax returns, of course it's factored in when getting a new loan. 

Sure you have expenses and income tax, but still.......?

After that they would own a passive 40% of a rental that would pay them a tax free gain every few years.