DSCR is a great tool to use when you are self-employed or you want to avoid using personal or business income to qualify.

@Devin Cutler I've had lenders tell me the funds cannot be used for things like "business purposes", "educational uses", and "new property purchases".

I have personally used these policies to fund investments and renovations. 

Say someone has $20,000 cash and its just sitting there, and cant be used for retirement accounts because they are maxed, and the person has no debt.

I'm, personally, an investor in Midwest markets were I can still cash flow immediately.

That's how I invest personally.

@Daniel Stoychev for me personally I’m open to investing most anywhere if the deal is right by the choice between Cook County or not Cook county I will always go with not Cook County. 

This applies only to the portion he now owns outright.Cost Basis for Your Brother's Former Share:Since your brother transferred his share back to your dad, his share would likely have a zero basis for tax purposes.

I personally don't like condos for a rental property.HOA feesHOA rules that can change.

I’m not sure if this was done on purpose or because they had been repainted and dried shut over the years.