These will include items like insurance, property taxes, repairs, maintenance, and management.

They are both very responsible and would make great homeowners, it's the down payment in their market that has them stuck.I posted this on Facebook and got lots of feedback on the NOW generation spending too much money on non-asset-backed items and experiences.

I add it to the end of the notes.It's not a line item that "comes back" to me in the HUD.  

Books with specific tips and actionable items would be the latter type.

FYI - all of the above mention items here is Free -[ Podcast 1.)

I do understand that it would make sense that I would have implicitly capitalized items as part of the purchase price if the seller had done these things before I made the purchase.

Actually items 1 & 3 can be done by the same contractor.

I'm limited to items 2 & 3 but I'm hopeful that getting really good at them will make it work.

general observations:65k for the items listed is way, way too much. even with the kitchen/bath, i think it's crazy.once you sense there is something going on, you have to let him go. dont jump the gun, but let him go first chance you have.he might put a lien on the house, so be careful there.good luck.

I've seen similar to what John McCombs pointed out; car loans totaling up to almost what the rent was - those are not good prospects.But for people with or without kids, I still use 3x, and then I look at their monthly obligations as itemized on their credit report to see if they are on the hook for something big per month.