@Karen KushnerIn your two messages, you're basically asking to learn several highly complicated topics and then figure out how they apply to your specific situation.

Now I'm getting to the point where it's starting to impact my credit score due to high utilization so I'm going to refi 3 properties and pay off all the cards.

I have an opportunity to jump into a turn key triplex in a nice part of town in a high appreciation market (St Pete FL!).

Their main goal is maintaining wealth not creating it, so they are diversifying through all sorts of different investments. 8% returns are on the high side.  

My company is looking at the acquisition of a pool of first position non performing residential mortgage notes in various states.

As it stands, my goal is to get to $10k free cash flow from high quality properties/tenants like Jonathan said.

I'm curious about how they are able to convert your business credit cards into a cash line of credit while avoiding the high balance transfer interest rates.  

There isn’t much to be made in terms of commission so many loan officers don’t want to mess with them, and any loan is going to have fees associated with it of course…how high the lender’s fees are and how low the loan amount is will factor into whether or not that loan is compliant and can pass as a qualified mortgage. 

Columbus has very high MTR demand so we are often doing next day turns and booking places before they're listed.

if anything spend your focus now on having a quality, high value, website you can drive traffic back to.