Borrowers can have blanket liens filed at the county level for judgements.  

With experience as a Mortgage Banker in my past, I naturally have real estate conversations with my clients and think I can provide a whole new level of service to them by having duel registration as a Financial Advisor AND a Real Estate Agent.  

Extremely difficult to find a good one that cares even 50% of the level you care for managing your investments. 

So I know your risk level, what kind of investing do you do?"

With my parents' guidance I am learning more about the industry and at a more advanced level than some of my acquaintances who are STILL in school, through experience.

I would like to add that time is the greatest ally of the real estate investor.  

I am originally from Colorado Springs, lived there for 18 years, and my family still lives there, so I have a strong level of familiarity and comfort with the market and the tenant base. 

In my case I can make 75% to 80% LTV loans on fixers with reasonable risk level, because if the flipper fails I know how to solve the problems and get all investment money back.

I agree with your comments that mortgage reits are vulnerable to rising interest rates especially if the financial reits are leveraged.Just as the energy sector (nat gas, crude oil, agriculture) are beaten down, I think that the Financial reits are trading 21% below book value and the reason for this is the rising interest rates are already priced in causing these reits to trade at such distressed levels.

After finding out that it doesn't work like Jack's magic beans, I invested in mentoring from a professional who got me started at a whole level beyond the back and started the cash rolling in.