They have a new feature for adjustable rate mortgages too that I like.

But definitely something to watch out for.  

But Ive owned in those high risk areas before, and it can be brutal

The 4/2 with heated pool ranges between an ADR of $303 a night in the slow months (Sept-Oct) to $545 a night in the high season (Feb-Mar). 

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

All of my options are around the same dimensions so I've been looking at gallon amount as a more accurate gauge of how many people would fit.Largo LS 5 person tub:- $3,358.0: 200 gallons- H 29.5 in, W 61 in, D 71 in- Includes: Control Panel, Cover, Ozone water purification filter unit, LED Display, Power Cord, Pump, SensorsMalta 4 person- $3,589.00: 240 gallons- H 30 x W 57 x D 81- Includes: Cover, Filter Unit, [Ozone water sanitation system], Power Cord, Pump Ohana Spas dual facing lounger- $3,705.99: 200 gallons- H 29.5 x W 71 x D 61- Includes: Cover, Filter, Ozonator, Light LS100DX- $2999.00: 205 gallons- H 32 x W 62 x D 71- Includes: thermal locking cover, ozonator, multi-color underwater LED light, waterfall feature, two cup sliders, filter

Hi Luka, thank you and I will definitely do so! 

High level $200k for a $36k gross return is a low yield..however I think there are a few variables..with 35% down you should be able to get stronger lending terms, if the seller is workable you could entertain a concession towards a rate buy down for lower obligations, possibility to look at shorter duration (ARM) loans if you only intend to own 3-5 years which could also offer a lower rate.

Just to be clear, YOU don't have to be the operator, but YOU need to have known how to do it and ensure the operator you employee (either as in house or through a PM company) needs to know how to do this at a high level.  

At the higher end golf communities, HOA fees are expected and that's that.Are you thinking about buying a property that has a high HOA fee?