It is perfectly legal to operate as a duplex because it is the same concept as renting out by rooms.

Has this changed since?

This is a good question since I do not want to commit mortgage fraud - my plan was to list it for rent around 90-120 day mark and file a work relocation letter with my issuer letting them know my employment situation has changed to a new location.

you don t want any questions later that this money is returned Thanks Colleen that is very helpful, the past few leases I had renewed I used an addendum for any changes such as rent or other terms, and attached the original lease to that for reference.

In 2024, pricing and underwriting is changing from month to month.

But have you ever considered how beneficial they can be as a tax strategy for estate planning?

Sometimes it is impossible to determine if a company has a bad actor, and their intentions may not have started that way and something could have changed. 

Curbs, gutters, utilities temporary and permanent, architect plans specs, planning dept asks for changes adding fees, fencing to keep out the stealers, temporary porta potty, and then in a year you get the okay to start.

If I pull out my money and leave it the bank the only thing that changes is my net income per month. 

I didn’t even have a good team on mine, and it was still the best thing I ever done.