So yes, there are fees, but there's also discounts for auto insurance, etc.

They are switching to an online version that will auto deposit my checks and allow me to watch each property closer.

The Dept. of Justice says rebates are allowed in Arizona and 39 other states. https://www.justice.gov/atr/competition-and-real-estate-state-7 But the Dept. of Justice website calculation on Realtor Rebate Savings is very weak as you can do a lot better  https://www.justice.gov/atr/consumers-save-thousands-commissions Also, depending on the loan and type of property you're purchasing, Buyer Agent Rebates can:pay for Interest Rate Reduction pay for rental car for buyers while in FLpay for plane tickets to FL to shop pay to eliminate PMI pay to buy out remainder of leasepay towards down paymentpay for the 1st full year of home ins. pay for taxes and ins. escrowspay for a Home Warrantypay for home repairspay off credit card debt, auto loans, etc.pay off collections and judgmentspay for new furniturepay for all new appliancespay for home remodeling and additionspay to have home painted pay for weekly pool maintenance pay for credit repair pay for landscapingpay for monthly lawn carepay for new A/C system...........and pay portion to prior agent for their efforts

I will check with my personal home and auto insurance, but are there any recommendations for an insurance company for a duplex rental?

basic functions like auto capitalizing words, punctuations, having o scroll very far to see send bars etc.

I saw the following auction methods(Bid Down / Proxy Bidding / Ties Allowed - Random Selection / No Deposit / Auto Approval)Not sure which one is the best.

Here is the situation:I currently own no (money making) assets, and the only debt I have is a 15yr mortgage (balance of 110k) and a 5yr auto loan (12k balance).

Maybe online payment or ---HEY -- auto-payment would help??  

and I'm looking for a good way to automate billing so that they can set their bank accounts up to auto-pay when they get the bill.

You can pay your 5-6 yr auto loan off in 5-6 months.