I do couple of FHA loans per month, including manual underwriting and 203K FHA renovation loans.

Once you do a couple great deals, this problem will go away.

USDA ran a pilot loan program a couple of years ago and Washington State was included, where they would allow you to buy an existing Mfg. home so long as it was built in 2009 or newer.

A couple weeks later we ended up finding a key and asked if they wanted us to bring it in and they said to.

A couple of work arounds to this may be to do a 401K loan or even private loan. 

Just got done refinancing an 86 unit property we have owned for a while and some business partners are looking to syndicate apartment deals, have a couple of LOIs agreed upon, just looking for ways to access more opportunities.  

For example; some Southern California homeowners saw their home values rise and fall on paper during the last couple of decades, but if they don’t sell for a few more years when prices exceed their previous peak, they will come out handsomely.Invest in Real Estate, Even if You Can’t Afford Your Dream HomeOne of the top excuses for many not to buy a house is that they can afford their ideal dream homes yet.

It's been a couple of years since we've had to replace a carpet, but I'd be happy to share the contractor we used.And, no, Home Depot will never be cheaper than an independent contractor: They have to mark up the cost for it to make sense for them to be involved.

We bought at a great time (2011-2013) and at prices that equated to a "2% to 3% rule." 10% was way too high and a couple of years later he brought it down to 7%. 10% was unsustainable and 7% made it more break even.I am sitting on a substantial equity position but I would not do this again.

I've only been back for a few months so i'm still getting adjusted but 'm on the Title side of RE and have a couple of investments.