I was researching to find ownership info, market rents, and values on commercial properties, and even some basic underwriting on properties.I learned a lot, and the exposure to the Real Estate industry really motivated me to become an agent.

Driving into this website, I saw, what I thought, was an abandoned 8 unit apartment complex close to my area; (close to Birmingham, Alabama; specifically Jasper, Alabama)I drove to the site and discovered that every unit was occupied.

We live in a society that you can earn money anyway you can think (driving a car, delivering food, charging a scooter overnight).

It doesnt cashflow well and refinancing to a lower payment is basically just having your equity make monthly payments to you, you aren't really gaining anything. 3.

That is basically what I was thinking. 

Basically.

Now they all have cars but the problem is many do not drive 😀.  

And even further, the minimum cash down is about 25% although I'm looking to put down more to drive up the monthly cash flow.On your other calculations, the current management company I use to manage my portfolio takes 10% of the monthly gross cash flow (and they are really good at what they do so I'm I love the no headaches).

Plus Owner won’t do seller financing due to the fact he worried about never getting his money after 2 or how ever many years basically the person just collecting rent for that time n not buying him out.

Too many fish in the pond driving the prices up with people willing to buy places at a 4 or 5 cap.