This is good and bad.

Technically speaking they are not part of her original deposit, but likely her dog's damages will be greater than her original deposit.I know it sounds like she is a bad tenant, but i promise that given the location of this unit and the fact that it is only a 525sf house on a 600sf lot, i am ecstatic to have her as a tenant for these last couple of years.

Your next step, aside from intensive financing and investing research/study, is to now take the money you were using to pay down your bad debt and put it towards saving up cash to invest in a DB and for reserves once you buy your first investment property.Difficult to go far in this business without either cash or a cash partner.

I was hoping someone experienced in the subject could tell me how serious / bad is the damage based on these pictures.

As a mortgage lender, all of our appraisals must be run through a gov mandated "Appraisal Management Company" and we can't have any contact or influence over who takes/picks up the appraisal request.

Loan programs do evolve and shift over time, and we all remember how they tighten up in bad times and loosen up in good times,  another good reason to buddy up to your ace lender friends.Deb Perisian       Investor, realtor, WA & ID.

unless your going to keep the pistol in your hand.But its great your thinking about it.. and its a sad commentary.. and these bad things happen in all areas as we know.. little towns with no crime and big towns with tons of crime.

You'll be buying nothing but headaches, probably a bad HOA with lots of delinquent dues, so they don't keep the property maintained.As far as small cities and towns, I can't speak to that.

@Brad Fletcher:Please do a search on BP for Morris Invest, Clayton Morris and his Indianapolis associated company, Oceanpointe Investments....IT IS BAD!

If the landlord had a really bad experience with them they will contact you, hopefully before move in.