Apologies in advance if I am mis-interpreting.Neither a Solo 401k or self directed IRA is a part time business for you.  

If our clients are not experienced, they they have nothing to compare it to and thus don't see the product's value.And, as stated in a previous thread that I read in June/July, investors look for the type of deals with equity and cash flow- again- genuinely interested to see where they are.Let's try to stick to business though.. apologies for offending anyone, I do appreciate the opportunity to demonstrate our look on the cash flow situation.Let's all study the case study in the previous thread: Epworth St. in AtlantaARV at Sale: $162,000Final Financing 80%: 129,600Built-in Equity: $32,400Down: $5,000Assuming 7.5% Interest Only, projected payment would be $810/month (Please note I'm not a mortgage broker so these numbers may be a little off.)Cash flow: -$607month or -$7284/year (including taxes, insurance, and $200/month miscellaneous maintenance)Let's try to project the ROI since I don't know the true cash flow #s for this property/investor nor do I know the full details of a sale.2006 Sale Price: $200,000 (According to tax records)Less Cash Flow: -$7284Less Realtor Commissions (8.5%): $17,000Less cost to purchase/Down payment: $5,000= $170,716Less debt service: $129,600=$41,116Potential ROI: $41,116 / 5000 = 822.32% Hypothetically: Compare this property with putting 10% Down in the first year:2006 Sale Price: $200,000Less Cash Flow: ($562 x 12) -$6,744Less Realtor Commissions (8.5%): -$17,000Less cost to purchase/Down payment: (10%): -$12,960= $163,296Less Debt Service : -$129,600=33696Potential ROI: $33,696/ $12,960= 260% Hypothetically: If this investor had held onto the property for another year, and ASSUMING the property comps are true with a median 2007 sale price of $237,000, their #s would look like this:2007 Sale Price Assumption: $237,000Less Cash Flow (-7284x 2): -$14,568Less Realtor Commissions (8.5%): -20,145Less cost to purchase/DP: -$5000= $197,287Less debt service: -$129,600\= $6,7687Potential ROI: $67,687/$5000 = 1353.70% Hypothetically:If this market did not appreciate in its 3rd year :No appreciation: $237,000Less Cash Flow (-$7,284 x 3): $21,852Less Realtor Commissions (8.5%): -$20,145Less cost to purchase: -$5,000=$190,003Less debt service: -$129,600=$60,403Potential ROI: $60,403/5000 =1208% Please note, Blue Moon Properties are only for seasoned and accredited investors who can support negative cash flow!

Most importantly, I was just trying to help you and others but if you want to take it as a personal attack, which it wasn't, that's your call but nevertheless I'll gladly apologize. 

My apologies for the poor grammar in my post.

I am having a little trouble understanding your question so I apologize if I answer incorrectly. 

Apologies for double post.

Apologies if I'm totally misunderstanding this concept.

Apologies if I'm asking a question that has already been covered.

Fortunately I wasn't tied down by big house payments, car payments or other consumer debt so I could make that move (which most people thought was crazy given that I had spent $250,000 on my degree to be a PT)....This is way more long winded than I intended so I apologize but my last peice of advise would be to find a mentor...one for business and one for "lifestyle" planning.Wishing you well,Mike

Apologies Nicholas and BP!