Because you'll likely be using barely enough mortar for repair jobs like this, t's usually wise to use the most highly-modified and expensive thinset mortar you can afford for this sort of thing.Let the installed tile set for a day and then apply premixed mortar with a putty knife and your finger (and perhaps a float) to fill in the gaps around the tile.From Moderator: Personal insults add nothing to the discussion.

How have you all handled this to set proper expectations with your guests?

The US added 353k jobs (seasonally adjusted).

I'd advise you to look at both options, and the total cost of the investment going either way.Would you like me to set up a search for you in the areas mentioned?

They will tell you what you can afford and help you set some goals.  

Handling multiple cars in a residential property can be a challenge, but it's all about proactive management and setting the right expectations.

After getting one set up, you will be required to renew it each year.

Some lenders will adjust the depreciation back out of your income to show higher income to qualify.

Follow up question - would you get another set of eyes to evaluate the house with its current condition or just go ahead and raise to FMV? 

@Julia Bykhovskaia I pay my handyman/contractor a set fee each month.