People have been asking this for years now, and based on that I would take a wild guess that the market there is oversaturated and over-regulated.... 

Looking to learn and help whoever I can however I can along the way. 

I would suggest considering an investment that could help you pay off the HELOC quickly, given the high interest rates typically associated with them.

This can provide you with a low-stress introduction to real estate investing.

Keep learning and building your knowledge, as each step will help you grow and succeed as an investor.

I try to click next but its grayed out, does anyone know how to get past this step? 

I always knew this was a common problem in the real estate space and I was always curious as to what was the underlying issue.

Leveraging creative financing methods like hard money loans, private lending, or partnering with investors can also help you secure deals when traditional financing is delayed or limited.

It has been quite a journey and I am ready to network and learn from you and to share any knowledge that may be helpful to any of you as well.  

Is there somewhere on my federal return where I could find this info?