They are young and desperate to move and willing to consider a 2-year lease for 50$ less as well.

You simply have to fill out a form, pay a 50$ one time charge and the money will be in your account within a few days. 

Unfortunately the HOA can make their own rules.

Otherwise, do you have a handyman nearby that won't charge you $50/visit that can do it?

I was planning on still having 50% of my IRA remaining to continue to grow, in addition to 100% of my wife's. 

Hi guys I am looking to purchase my first Multifamily this would be a first deal in real estate I found with my broker a property I am thinking maybe a good deal but I would like your thoughts on it . 4 unit Multifamily centrally located in west Chester NY Income 3720$Expenses Mortgage insurance and taxes is 1276$ a month Vacancy 186$Repairs 186$Cap ex 186$Management 372$As of now the landlord pays electricity and gas 600$ a month Water and sewer 50$ a month I was thinking if I take the property and put separate meters for water and electric I can have the tenants pay their own utilities Please share your thoughts on the deal

I'm also in contact with the builder.I looked at this new construction of which they are small box's built as cheap as humanly possible on lots that are basically given away.5 years from now when they are used and abused rentals they will revert to the mean price point.. be worth 35 to 50k.. so who ever is buying these will lose 50% or so of the value.. no way they will maintain those values in those neighborhoods. 

I signed on with them for two years and will be splitting profits 50:50.

having a 1000 balance on a 2000 credit card (50% util) is horrible for your score, but not as bad as having 1000 sitting on a 5000 card

I would run the numbers theu the calulator using real numbers based off current rents and use 50% for expenses.