However, my current job doesn't pay as well as I'd like it and honestly, it's not my passion.

A third position doesn’t make sense so what security can I offer to them?  

I’ve been to the courthouse multiple times, and have asked over 10 people that work there multiple times and they say the list doesn’t exist.

@Giridhara Gowdra chandrannaMF doesn't appreciate in the truest sense of the word.

Doesn't really matter if you're investing.

It doesn't have to work perfectly numbers wise if it's a place you really want to live in, but you also shouldn't buy a bad deal just to get into a great area. 

My husband and I bought our first home in 2016 before we got married, and it doesn’t have enough equity to sell, and the main reason the guy decided to sell was because he couldn’t get any renters in it.

I have equity, but according to my mortgage broker, because of the remaining mortgage balance, I can only qualify for a 150K or 200K property.When I bought, I thought that the monthly rent would allow me to qualify for a bigger mortgage but apparently it doesn't work that way anymore. 

The above strategy you mention about helping borrowers get back on track is definitely the most ideal scenario IMO but you have to be aware of the fact that a good percentage of the time it doesn't play out that way.

Doing it yourself also doesn't guarantee equity in the deal even when things do go right.