A full-recourse loan can really alter your perspective on risk tolerance!

It's up to your risk tolerance if you feel comfortable taking the extra risk for the premium savings.

If you can’t tolerate living with your parents anymore how about renting an apartment with a roommate situation on the cheap?

It depends how aggressive you want to be (risk tolerance) and what your personal financial goals are.

@Mike Cox Whether or not you take out cash to do other deals is up to you, your risk tolerance and opportunities to invest the funds. 

@Michael Pelant in short numbers, based on your ability to see value where others missed it, your ability to buy at the lowest possible price, your ability to rehab it on schedule and budget, and your ability to sell quickly, and finally your risk tolerance.  

Has more to do with your risk tolerance and what set up will not keep you up at night.I can tell you I have not seen many $2M claims, even with my larger clients who have 500-1,000 units.  

It’s an age old dispute that is personal based on your risk tolerance. 

Create rent payment policies that are zero tolerance and stick to them 100% of the time.

Split 4 ways that would be $50k which is a reasonable entry point for some of the lower minimum syndications/crowdfunding deals.You do not need to pay someone to get vendor neutral advice, as there are plenty of sources where you can get a newbie introduction to the terminology, as well as learn how to do due diligence, and develop your own personal criteria that meets your own specific risk tolerance and financial situation.