Buying & Selling Real Estate
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated over 7 years ago on . Most recent reply
How much do you pay for Landlord Insurance?
Hello,
I just received a Landlord Insurance quote from Liberty Mutual for $2,707. Does this seem high?
Background:
2-Family Built in 1896
Located in Cincinnati Ohio
Updated Plumbing and Electrical
I will not be owner-occupying the property
What insurance companies should I try next and what questions should I be asking?
Thank you,
Jordan
Most Popular Reply
![Jason Bott's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/231089/1621434866-avatar-jasonbott.jpg?twic=v1/output=image/cover=128x128&v=2)
@Jordan B. 1st, depends on how much building coverage you are buying. For $100,000, $2,700 is very high, for $500,000 it's a fair price.
Also, Replacement cost on an 1896 building will be double what an Actual Cash Value policy will be. It's up to your risk tolerance if you feel comfortable taking the extra risk for the premium savings.