You should look at how an Indexed Universal Life policy performed from 2000 to 2015.70's = 6%80's = 17.4%90's = 18.42%2000 - 2015 = 4.25% This topic has been beat to death in other forums.

I would definitely get a second or maybe third opinion Brian 

And I think I’m performing pretty well as a life artist :) That said, I do take my business very seriously!

Assuming, When you bought the property that it was capable of producing $135,000 in NOI but was not performing to market because of bad management then the proper way to value the property at that time would be to use the MARKET rates at the time

Why get into an escrow when the Buyer can not perform ??? 

A good property manager should help minimize expenses because of the bulk business that they do, they tend to be more successful in getting on-time rents and higher performance of properties.

If a bidder wants to auction a property, and nTrustent accepts the assignment, nTrustent will perform the due diligence on that property and list it for auction.

My developer partner has direct access to the several bank's Asset Managers & Specialist that deal directly with NPLs (Non Performing Loans/Assets).

The process of someone reviewing a legal document and providing tips and advice is the provision of legal services, and should only be performed by an attorney licensed to practice in your state.

The MLS price is not attracting any offers, so they go back to auction with a lower reserve price attempting to unload a stale, non-performing loan.