I wouldn't stress too much about the major.

Def. always grow your reserves but don't be stressed about those numbers. 

Granted, you take on more work/stress/risk however you want to look at it, but that’s okay with me, may not be for you or others.

I totally respect the attempt and am happy to jump on a call to throw you as many pointers as possible to make the process less stressful.

The reality is when they underwrite these assets they do a stress test model.

I have had investors come to me many times, stressed and overwhelmed because they do not really know why they are making their investment decisions or where they are in their 10 year plan or their financing structure model and they have a portfolio that is struggling for any number of preventable reasons - so planning based on accurate information is highly advisable.A really good team helps too.

Somehow I pulled off wholesaling a Big Bear property to @ryanpinedashow through Instagram without even having the property under contract myself...I stress the importance of building your network and most importantly your relationships.

My model is to buy stressed or otherwise below market properties in the sub $120K range and rehab to area average rentals.

We have also experienced the worst of times with terrible contractors where the stress level was extremely high. 

I have my 5 bed house rented out long term (lost 20k in booking during the pandemic) and its way less stress for not that less money.