@Travis Ward-Osborne Leverage is just another term for using financing - it does not have to be in reference to refinancing.  

Looking for B or C area and most likely will use hard money to buy and rehab before refinancing out.

The last piece is the refinancing.

The reason I was asking was to see if I could leverage my Solo 401k money as a way to purchase property instead of using a hard lender, then paying the loan back to the Solo 401k once I refinanced using a standard lender.

Rates are really low right now, so it is a great time to consider refinancing! 

I'd be willing to do legwork, tedious activities for the knowledge and experience- continue attending REI events, seminarsObstacles:- very little, to no savings- underwater in home; currently refinancing to MUCH better terms/ costsIn my favor:- decent size 401k- passion to succeed/ fight through hurdles- consistent regular career.

I am hoping to have it done and refinanced by Christmas.

@Gregory Schwartz - would he be open to cash out refinancing 80% of the home’s value and adding the ladies to the deed and mortgage?

The questions I have are:1) Since I refinanced the property and it ideally appraises at a higher value, would the higher LTV decrease my cash-flow I receive on the property?

HOWEVER we have noticed that banks will not allow us to include the rental income as income when refinancing unless there is a two year history.