@Rashaad Jones Where I think someone that is inexperienced can get into the market creatively is to use the fact that they might be willing to occupy a home as their primary residence and use that as leverage to partner with someone that would be able to put up the funds to finance a purchase.

Here is a website that anyone can get an ESA letter from https://www.supportpets.com/  I went through this website and I even qualify for an ESA letter.

The property does not qualify for the loan your GF applied for. 

This is my first investment property beyond my primary residence.

Investment Info:Single-family residence fix & flip investment.

Investment Info:Single-family residence buy & hold investment.

(Those which qualify of course) Looking forward to hearing helpful advice, things to avoid, what not to jump into, and learning ways of making the best choices for long term investing.  

Also, if you put in money into renovating your current home, you can increase the equity and qualify for a higher HELOC amount or do a cash out refinance. 

HelloYou would be able to purchase as a second home with 10% down or as an investment with 15% down if you can qualify with a conventional loan.

Investment Info:Single-family residence buy & hold investment.