I like that the HELOC functioned more as a credit card, and I only had to pay for what I used, so I had 200K of equity on hand, but only had to pay the interest on 120K.

Not a problem for one QB Desktop subscription, but after I added it up, including one $200/month subscription, we would have had to pay nearly $5000 per year in QB Online subscriptions to match the capability of QB Desktop!!!

Not only that but you are going to carry a Heloc in a 2nd lien position and you will not be able to pull out more cash unless you do a cash out refinance to pay off the previous Heloc and take out more cash.85% of the home owners who take out a Heloc refinance in 3-5 years so it makes more sense to simply do a COR and avoid the future closing costs.

Buying a home is the best Investment you can ever do, owning your own home, having the equity and most times its cheaper than rent.How do I overcome the rate, by paying the principal down!

Money down the road from a historically steady 10% increase in stocks that you will pay taxes on to collect, or immediate cash flow with tax advantages and an annual appreciation of 3-5%.Feel free to dm me if you would like to chat more on the subject 

if you dont pay I suspect the lien is all but guaranteed.U may want to head this off..

I'd like to explore card operated laundry to provide that as an option for tenants, to offset the cost of running the washer and dryer while I pay for utilities. 

We even said we'd pay more. 

I am retired and working on career #2 and 2 of 3 of our kids have left for college - our oldest is headed to UConn for her PhD (6 years) and instead of paying to rent, our thoughts are to do a version of a house hack with buying a house/condo and renting out one to two rooms to offset the costs of her rent.

Well, at $0.05 per mile, a gallon of gas should be $0.85 to $1.15 to match what I pay in the EV MGP-equivalent.