We are very careful to prohibit behaviors not people.We can prohibit the act of smoking on the property, or at least inside.We don't prohibit people who identify as smokers from renting with us - we just tell them they can't smoke on the premises (however we define that) and then outline what the consequences of violating that policy will be. 

Here is the book to read outlines how to do it " how to own your home years sooner without making any extra payments" I was on pace to pay off my 30 year note of 240k in 9 years as a Medic, until I realized this is a horrible Idea. 

You would net roughly $150,000 in cash from this transaction.You are pre-qualified for all of the scenarios I have outlined…below is a spreadsheet for you to compare options:ProgramEquity Line of Credit $90KEquity Line of Credit $130KVA RefinanceTotal owed against your home$360,000$400,000$424,000Rate4.75%5.75%3.875% FixedTermInterest only for 10 years then amortized for 15 yearsInterest only for 10 years then amortized for 15 yearsFixed for 30 yearsClosing costs and pre-paid items for closing$1000$1200$4900Net cash proceeds available after covering closing costs$89,000$128,800$149,100Monthly payment$357 + first mortgage $1802 = Total monthly payment is $2159$623 + first mortgage $1802 = Total monthly payment is $2425$2370 PITI first mortgage only Please let me know what price range of investment property you are considering and if you will need a loan on the investment property as well….and I can run figures for you.

Thank you, most of these have dress outlines such as business casual or formal depending on the setting of the meeting, however would a pair of chinos, tucked collar shirt and belt work.

Then the other 10-20% of the programs provide a different focus on business plan IMO.LAcademy focuses on cash flipsLGeeks focuses on selling on terms/owner financingJack Bosch focuses on LOTS of different things, including what I would call wholesaling or assignment of contractsSeth/RETipster is a well rounded education and Seth has even said that the majority of his course information is available for free on this website, you pay for the structured learning course and having it all outlined in a logical order.Casual Fridays focuses on cash flips of Bass Boat recreational type properties and more recently moving toward large acreage subdividesIt really comes down to what type of business you want to build and unfortunately most people likely don't know that answer when they get started. 

Lane Kawoka has done just that, and has tips to share that will help outline the basics.

These are a couple of questions that can help you through your current scenario as it seems like you guys haven't outlined all of your objectives you may have for the future. 

I think it outlines perfectly some of the risks that come with lots of “low and no money down” investing.

Here’s a link.Many of these listings provide an outline of the course, apparently written by Cowgill, so you’ll get a sense of what you’re buying.

And I know that @aaron @Aaron Mazzrillo outlines some deals using creative financing on his "deal of the month" at his website