We may be able to negotiate some of these in offer price but trying to see how do we normally estimate the high-level repair cost e.g. 

@Ian VerzoniThere are normally two ways for more than 1 person to own an as asset(Real estate)1.

This is not the case in Spain, at least not next to the normal big listing platforms like Idealista. 

The market is so hot that the numbers normally don't make sense.

@AJ PanjaviWhat a prior buyer paid for a house is normally irrelevant information.Also, how do you know that there was no value add done?

The loan closed, but the buyer will never use them again, I will never advise a client to use them again (they were advised  not to use them this time...but sometimes clients are adamant and very loyal - which for normal banking, Navy Fed is awesome).

The heloc is at 4.5% and hml are normally 12%.

I know when I opened up our first escrow account I was thinking it was a special kind of account, but no, just a normal old savings account. 

They normally charge on a per trip basis which depends on the weather.

Ok so a few things here to unpack:1) A commercial loan is normally closed under an LLC or other entity that you own or are part of.