Tom Webber fire your listing agent and list it on the MLS for a small fee of $99 yourself and you would only need to compensate the buyers agent if they bring one and that would save you 3% possible 6% of the selling price which is able to lower your price to 3% less just to sell it right away.I'm my flip property I did it that way and it work like a charm.

Some may be higher and some lower, but I have found that generally speaking the formulas above have treated me well.  

I was approve for a streamline refinance that allowed me to lower my rate without checking my credit score.

How are you all refinancing with a bank a a lower rate if you have other mortgages and you dti is maxed out by their models?

Minneapolis has a much lower barrier/cost of entry into the market (not to mention I have a network in place in Minnesota).  

We begin to see families utilizing a higher percentage of their income to buy homes which is odd considering we are lending at lower rates and P & I rising.

I find in my local area there aren't very many people that are close to my age (mid 30's) and pushing themselves to the next level.  

I'd have to get material lists from each sub, have many of the lower bids eliminated because of that, then review the list, then push it over to you, then when their estimate is short go back to you, go back to them with your push-back, then figure out who will pay to finish the work.

hello BP familyMy name is Stefan Chirila and moved in California from Romania in 2011. happy to be here and finally taking  my first action and come on board.I am 32 years old, did sport at the highest level all my life, I am married and Civil Engineer, when I moved in US I started working as a labor for a small construction company(didn't have rights, and not shame about that), throughout time I learned the language and got my rights and equivalent my degrees and eventually started to work in construction management as an assistant Superintendent for a very big GC, everything is good happy with my job with my growth in US in a very short time, but always had in me the filling that I can do more then just working hard and make money for someone else, always dream about financial freedom, never actually took actions in that direction. 

Then add them to your list of lower end houses.