Want to get feedback from the group.Here are the community statsMetro pop 280,000, up 12%since 2000, up 25% since 1990Unemployment 4.8%Median family income $53,000Median home price $101,00022 lots, 19 tenants, no POHAvg rent is $197, avg market rent $214 Rent includes city water, private septic, trash, lawnEstimated expenses are 49%I got a quote to sub-meter and requesting a $10,000 credit at closing so I can get that done when I purchase.

There was simply no time left over since my first job often consumed weekend hours and ran into evening hours.

Make sure you do a walk through before you make any offer and run your numbers including accurate comps and repair costs first to see if it's a good deal for yuou or not.SELLING PRICE FORMULA:ARV-30%-Repairs= Your Selling PriceMAO(Max Allowable Offer) FORMULA:ARV-30%-Repairs-Your Profit= MAO

Or can additional names be included on the deed (joint tenancy) without negatively affecting the banks loan decision?

The seller has now put the house back on the market , but not returned any of my money including the earnest deposit.

As a result and from a tax planning perspective, individuals will process partial Rothconversions each year and higher amounts in years that they don't have high earned income earnings because the amount converted from the IRA to the Roth IRA is included in your taxable income for the year of Roth conversion.

Is that seperate or included, and if included how much? 

The 5K was a precaution against any unforeseen expenses before my last walk through and I would definitely make sure if they were necessary before including that in my final offer.

Many here, if not most, are looking for a property going for 70% ARV or cheaper including the cost of repairs.  

I also live in Mesa, I am a Licensed Real Estate Agent, and my clients include investors who fix and flip and buy and hold.Please feel free to contact me if I may be of any further help.Thanks,Jane