Only when needing the lower rate to qualify for the loan. 4.65% is very low, consider we did investing for decades with 10% money.Homes usually are held for 7 to 10 years, so your savings on interest is limited and it's tax deductible to boot. 1-your tax rate times the interest rate is your real after tax cost. 

I loan covering multiple properties is usually a blanket mortgage or commercial loan.  

What is the usual commission, anybody knows?

I have been flipping for a while and I really enjoy it, I have some rentals as well and they are usually good to me too. 

On a $1700 house we just rented, we charged $400 pet deposit plus $25 extra a month for the pet.

If you are using hard money you need to budget for the points and fees as well as traditional third party closing fees.Repairs: The money it is going to take you to rehab the property plus an extra 10% of estimated repair costs to account for unexpected repairs.Holdings Costs: Here is where a lot of investors get tripped up.

They are in JAX, Tampa, Brevard, but they are usually in B/C areas.

Even if there is little equity, if the homeowner hasn't run up a ridiculous reinstatement fee with the lender, there is usually a great Cash-on-Cash return.

The mid to end of the cycle is usually signaled when the "dumb money" rolls in.

Some areas and price points are meant to be home owner only and not many rentals because of what you can get per month for it.It usually takes about at least 2% of the purchase price a year to properly maintain a property you live in.I wouldn't really think of the house as much of an investment as a place to live.