The area has appreciated for housing values due to some new developments coming in and the area becoming an "art-sy" area of town, and so the house is now worth about $120K+ (I've owned the house for about a decade).

Develop a business plan and work the plan.Have your ducks in a row and consider all the possibilities.

This is can be a slow developing problem that must be addressed eventually.

You can and should keep looking, if nothing else to develop a stable of lenders you can count on and as your deals fit their specific criteria.

I've talked to people from around the world calling me for info on development. 

I discovered that only 3 out of the 10 properrties have had a rental certification which is a big deal in this local municipality as the city has a reputation of requiring everything in a rental to be brought up to "current" code.

According to the Texas Water Development Board, our current water supply in Texas is not sufficient for the additional 21 million residents that are being projected.

Just received a dollar in the mail from Tucker of TTM Development in Portland who just did a podcast.

I will continue seeking a good broker and developing one.

I am in favor of your recommendation.Any PM with referrals to reputable asset-based lenders would be appreciated.