Seeing as we had owned the house only a few days I couldn't be negligent having no history with that tree and not being an arborist.

The other methods being personal loans and credit cards.

Kyle - if you want to determine if  conventional financing is  possible for you at this time ...I would recommend connecting with a loan person to get a formal  pre approval  in place  for any scenario you  care to work with  ...this  process is free and  help analyze credit / asset/ income / employment  and   if  you aren't able to  get pre approved at this time - you can  then be aware of any  facet you  will need to  work on ….thanks

., minor or major, you can decide whether that is worth the trouble.I would request the rental application from the tenant, the lease, and the credit report, which are standard requirements.Those info would also allow me to check out how they manage the rental tenant screening process and what kind of tenant is in the house.

Of course, you may not have to, but expect your interest to be a bit higher regardless of credit. 

Jesse for mortgage help and Paul for credit repair/tenants screening. 

Income verification, LLC credit, etc are all taken into consideration.

Typically you will want to work with a direct to FNMA lender that doesn't have any overlays, but smaller community banks or credit unions that service their own loans could work as well. 

If things go bust, only your money in the investment is at risk, and you aren't going to ruin your credit.

She asked to pay with a different credit card than the one on file with VRBO but whatever, that’s VRBO’s problem to deal with, we told her to call them up and ask to switch it out and she did.