A new book that just came out is Debt Free Degree that is avaialble on the Dave Ramsey website that I have been hearing great things about.

Also, as you know, the property has a direct effect on utility cost to a certain degree.

You can also stop in to the Hampton Roads Landlord Association and talk with other landlords there.

Sales contract and my title paper work never indicated a homeowner association.

Court searches, with local tax certificate for village or City taxes, if any (collectively the "Abstract" and (ii) an instrument survey map, certified and prepared to meet the Standards of the (locality) Bar Association and Buyer's mortgage lender, if any (the "Survey").

I found it through an associate who was selling homes and I was an investor.

If you were to achieve $19 or $20 with another tenant, how much would that deal cost you in TI and commission and what would your effective rent be after all costs associated?

The downside is lower appreciation on them and you are still at the mercy of the HOA (home owner's association) that can rule out rentals or limit the use of your unit. 

Check out the Georgia Real Estate Investors Association for local education and networking.

Seems the winter has been pretty mild...and if I'm not mistaken, it's 50-60 degrees in PNW now.