I've thought of 3 different approaches - 1. co-borrow...multiple parties on deed, entitled to % rent & depreciation based on investment, have "access" to property2. co-sign...multiple parties not on deed, negotiate % rent & depreciation based on investment, no legal access to property3. side-deal...parties gifts the down payment, operator must qualify for loan, all other details TBDAre there more approaches/options?

Hello,I work for a family owned and operated company based out of Dallas, Texas.

I work with a handful of investor friendly lenders that don't require W2s or tax returns (lending is based on the property not the borrower) but am always exploring new avenues.

(alternatively does Vanguard offer self directed IRAs?)

Reality is few markets have out performed San Diego in residential ROI and no one should be choosing a different market based on historical ROI.  

When the properties pass to your estate, then the get a new basis based on the value at the time of your death.

Either make sure your partner gets 100 hours and you do 101, that way you get the benefit ;) alternatively you both can do 500 hours and both get the benefit. 

Sellers will still want to offer incentive to a buyer's professional (although the quantity/percentage is likely to be reduced) as alternative compensation structures become available.

A human behavior and statistically-based concept.  

Based on their pictures he was able to also identify the same car and person.6.