This was posted by a respected member on the reddit real estate investing sub:https://www.reddit.com/r/realestateinvesting/comme...https://www.mauldineconomics.com/frontlinethoughts...One of the comments describes the "Minsky Moment", basically a collapse in asset value due to excessive loans being taken out, similar to the 2008 GFC."

This whole thing seems to have happened so fast it's still a blur.I do not want to over leverage and lose assets, so I have been conservative.   

Many investors purchase in their name for the financing ease and then shield everything under an umbrella, which can be a very cost effective way to create asset protection.

@Jessica Freese , Lucky you, this actually can be very beneficial for your taxes.1) If you husband makes less than roughly 100k,  the loss from rental can offset 25k of husbands' W-2 Income.2) Even if he makes more than 100k, Since you dont have a W-2 Job, with careful planning, you can qualify for RE professional status, that will help you use the entire loss from rentals against husbands' W-2 Income 3) You can convert some of your personal expenses into business expenses with the home office deductions, transportation expense ( mileage, depreciating computers, furniture, and other assets used for the rentals, and few more. 4) You can hire your kids and funnel money within the house if planned carefully. 

I currently work as a software developer in Toronto, and after many years of long hours and late nights, i started questioning whether i wanted to continue this path into my 30's and 40's (currently 28).

#ip1 (Income-Expense-Monthly mortgage payment)+annual principal/(Downpayment+addition cost for buying+renovation)#ip2 (Income-Expense-Monthly mortgage payment)+annual principal/(Downpayment+(addition cost for buying+renovation/amortization of assets))Note:1)assuming additional cost for buying+renovation will be amortize over a period of time?

Instead of trying to buy multiple properties across the country, focus your energies towards buying your assets in a few markets. 

You can physically see your assets.

Pledge your vehicle or some asset as collateral to the investor.

Instead what usually happens is the owner pays for it upfront and then collects what they can over time until paid off.That is if as already mentioned an owner did not already account for it with so much reserves per sq ft while owning to properly maintain the asset to a high standard.When buying a retail center the first question I ask is about roof and parking lot because they tend to be the most expensive costs.