As traditional small B&B's are, my house is an owner occupied income producing property, but it doesn't fit into "residential" loan requirements.

@Craig Cobbs jr for a commercial loan, you can always try I small local bank that does in house loans.

As @Brian Adams said, a small percentage of something is better than complete ownership of nothing. 

House hack- buy a small multi, live in one unit, rent out the rest.

I'm calling the landlord tomorrow but it's a small local property management company and the "eviction" was five years ago so I don't know if they will even remember her.anda my first place recent 2-year graduate working two jobs that makes 2.5x rent.

I do commercial property management and 100% of my sites are long distance, sometimes in small towns where it’s tough to get word of mouth recommendations.

Currently the dishwasher is kind of leaking but it's a small amount.

Without penalty/interest, I suspect the income tax is probably small because of the depreciation of the structure. 

Are we talking small multi family (2-4) or commercial (5+)  @Derek A.? 

I recommend Starting with the local small banks.