Can anyone provide me with a good property management company in Rochester that has better fees than the traditional 10% of gross?  

If you are first time home buyer you can take up to $10,000 from a Traditional IRA with out being penalized, however you still would have to pay the taxes. 

I asked why not just go to traditional lender, they said this:"As I'm sure you know, four mortgages from traditional institutions has become a glass ceiling (this includes a person's personal home).

Less traditional W2 income means trickier qualifications.I'm not saying I won't eventually get into that space, but I'm looking more in the Dundalk area.

The total of this fund is about $120k.Moving it to a traditional IRA I would retain all $120k, but pay taxes on my withdraws, both principal and earnings, based on my tax bracket at the time I withdraw it after age 59.5.

How many Airbnb units do you operate, and how profitable do you feel they are compared to traditional lease rentals in your area? 

Doesn't sound like I have a large enough portfolio to dabble in Sec8, I'll stick to traditional MF I think.

I've also learned about using a Solo 401K to fund these purchases and I have a couple of questions about how that works.My situation is this: I'm retired and have my nest-egg in a traditional IRA.

@Christina Traffanstedt, HMLs in the traditional sense will not lend a buy and hold at all.

Otherwise, if the deal flops - you will be holding the empty bag.If you decide to ignore my advice (based on 20 years and thousands of clients) and insist that this must be your joint deal - then you will have to take the traditional approach.